Accept payments the way Arabic markets actually pay
Cards alone will not carry a business across the Gulf, the Levant and North Africa. Arabia Markets matches e-commerce, SaaS, marketplace and fintech businesses to the local methods, acquirers and payment providers each country needs, and stays with you until you are live.
Official partnerRagaPay is our official payment processing partner.What we handle
For any business selling into Arabic markets, whatever you sell and wherever you are based.
- 01
Gulf payment methods
mada and STC Pay in Saudi Arabia, KNET in Kuwait, Benefit in Bahrain, NAPS in Qatar and OmanNet in Oman, alongside cards and Apple Pay across the UAE and the wider Gulf.
- 02
Levant and North Africa
CliQ in Jordan, Qi Card, Zain Cash and FIB in Iraq, Fawry, InstaPay and mobile wallets in Egypt, and local card acquiring in Morocco, matched to how your customers there expect to pay.
- 03
PSP and acquirer introductions
We shortlist providers that underwrite your category, compare pricing and settlement terms side by side, and introduce you to the right people.
- 04
Local entity and banking
Whether you can sell cross-border or need a local entity and bank account to get the methods you want, country by country, and how to prepare for each bank’s compliance review.
- 05
Checkout and acceptance
Arabic checkout, the right methods shown first in each country, and routing across providers, so fewer good payments fail at the last step.
How it runs
You tell us what you sell and where. We work out the rest.
- 1
Map your markets
Which countries you are selling into, how customers there pay, and what your business model and category mean for your options.
- 2
Shortlist providers
A short list of PSPs and acquirers matched to your category and volumes, with introductions to the ones that fit.
- 3
Apply and integrate
We help prepare the application pack, keep underwriting moving, and coordinate with your developers or platform through integration.
- 4
Go live and improve
We check the first live payments, review approval rates and settlement with you, and adjust methods and routing where the numbers point.
Common questions.
Anything else, message us and you will get a real answer the same day.
Is this only for forex and trading companies?
No. This service is for any legitimate business selling into Arabic markets, including e-commerce, SaaS, marketplaces, subscriptions, digital goods and fintech. Trading brands have their own page, Payments & Banking.
Is Arabia Markets a payment processor?
No. Arabia Markets is a consultancy based in Limassol, Cyprus. We do not hold funds, process transactions or settle money. Your contract is directly with a licensed provider, and we help you choose it and get approved.
Do I need a local company to accept payments in Saudi Arabia or the UAE?
It depends on the country, the methods you want and your provider. Some businesses can start cross-border, while some local methods and acquirers need a local entity. We check this for your case during scoping, before you spend money setting anything up.
Which countries can you cover?
We look at all 16 Arabic markets, from the Gulf to the Levant and North Africa. What is actually available varies a great deal, and sanctions or banking restrictions limit the options in some countries. We tell you up front where a route exists and where it does not.
We are a payment provider. Can we work with you?
Yes. If you are a PSP, acquirer or wallet that serves Arabic markets or wants to, get in touch. We are always glad to meet providers we can introduce to the businesses we work with.
Usually taken together.
Market Entry Strategy
Which countries to open first and in what order, priced by what each one actually costs to win rather than by population size.
Arabic Localization
Platform, support and marketing in Arabic that a Gulf trader takes seriously. Machine-translated trading interfaces lose accounts.
Marketing & Traffic
Acquisition on the platforms that actually carry your market: Snapchat in Saudi Arabia, Facebook in Egypt, Telegram and WhatsApp almost everywhere.
Ready when you are.
Tell us the markets and the budget. You will get a straight answer on scope, timing and cost, and a quote once we know the shape of it.
- Competitive pricing for the region
- One team across the whole build
- A reply the same day