Cybersecurity Requirements for Fintech in the Middle East
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Regulatory Updates

Cybersecurity Requirements for Fintech in the Middle East

Analyst: Arabia Markets Research
Published: December 16, 2025

Cybersecurity has become a board-level priority for MENA regulators. Financial technology companies face increasingly stringent cybersecurity requirements that go beyond standard information security practices.

Regulatory Landscape

The DFSA, FSRA, VARA, and SAMA have all issued specific cybersecurity guidance for regulated entities. These requirements cover everything from penetration testing to incident response planning and third-party risk management.

UAE Cybersecurity Framework

The UAE's cybersecurity regulations for financial institutions mandate regular vulnerability assessments, incident reporting within specific timeframes, and business continuity planning. VARA adds additional requirements for virtual asset service providers.

Saudi Arabia's SAMA Framework

SAMA's Cybersecurity Framework is particularly comprehensive, covering governance, compliance, technology operations, and third-party management. Fintech companies operating in Saudi Arabia must demonstrate alignment with this framework.

Common Requirements

Across MENA jurisdictions, fintech companies are typically required to implement encryption standards, access controls, continuous monitoring, incident response plans, and regular third-party audits. Cloud infrastructure must meet data residency requirements.

Building a Cybersecurity Program

We help fintech companies build cybersecurity programs that satisfy MENA regulatory requirements. From gap assessments to implementation support and audit preparation, we ensure your security posture meets regulatory expectations.

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